AI & Automation
LLM integration, RAG over your own documents, fine-tuned models, computer vision, predictive analytics, and agent workflows that carry a process end to end.
4.9/5
Client satisfaction across delivered projects
Emtech designs and builds the software layer of a business — platforms, mobile apps, AI systems, immersive interfaces and financial infrastructure. One team, from architecture through to production support.
We build the technology your business runs on
Engineering-led deliveryYou talk to the people writing the code.
Trusted by teams building in fintech, health, logistics, and education.
10+years of combined
engineering experience
engineering experience
Who we are
More than an agency — an engineering partner from first sketch to production
Emtech is a product engineering firm. We take responsibility for the whole path: understanding the business problem, designing the system, writing the code, putting it into production and keeping it there. Teams are small, senior and assigned to one thing at a time.
We work in regulated and high-volume environments, so our defaults are strict — typed codebases, tested paths, reviewed migrations, observable services. That discipline is why the systems we hand over are still running years later without a rewrite.
What we buildWhat we build
Ten disciplines, one delivery team
Most work touches three or four of these at once. Keeping them in one team is what removes the hand-off gaps where projects usually stall.
Web engineering
Custom platforms, SaaS products, headless CMS, e-commerce, progressive web apps and the API architecture underneath them.
Mobile
Native iOS and Android, React Native and Flutter, built offline-first where the network can't be trusted.
AR / VR / XR
WebXR experiences, product visualisation, virtual showrooms, AR try-on and simulation training.
Fintech engineering
Payments, wallets, lending platforms, core-banking modules, KYC/AML, fraud scoring, open banking and merchant tooling. Detailed below.
Cloud & DevOps
Cloud architecture, CI/CD, containers, infrastructure-as-code, observability and cost control.
Data engineering
Pipelines, warehousing, real-time streaming and BI dashboards people actually open.
Product design
UX research, design systems, interface design and prototypes you can click before we build.
Security
Penetration testing, secure SDLC and compliance readiness for PCI-DSS, SOC 2, ISO 27001 and GDPR/NDPR.
Blockchain & Web3
Smart contracts, tokenisation, wallet infrastructure and on-chain settlement — used where a ledger genuinely solves the problem.
Fintech
Financial infrastructure, built to pass audit
Money movement has a different bar. Every ledger entry is reconcilable, every state change is logged, and every integration is written against the rules it will be assessed under.
Payments & wallets
- Gateway and processor integration
- Digital wallets and stored value
- Bulk disbursement and payouts
- Settlement and reconciliation engines
- POS and merchant tooling
- Cross-border remittance rails
Lending & banking
- Loan origination (LOS)
- Loan management and servicing (LMS)
- Credit scoring and decision engines
- Core-banking integration
- Open-banking and account aggregation
- Embedded finance for non-bank products
Compliance & risk
- KYC, KYB and identity verification
- AML screening and case management
- Real-time transaction monitoring
- Fraud scoring and velocity rules
- PCI-DSS scope reduction
- CBN and NDPR regulatory reporting
Transaction path
PCI-DSS
SOC 2
ISO 27001
GDPR / NDPR
Immersive
Interfaces that step off the screen
Spatial work earns its place when a flat screen genuinely loses information — a product that needs to be seen at scale, a procedure that has to be rehearsed, a room a buyer can't visit. We build those in WebXR first, so there's nothing to install.
- Product visualisation and 3D configurators
- Virtual showrooms and walkthroughs
- AR try-on and in-place placement
- Immersive training and simulation
- Spatial interfaces for headset hardware
Drag to rotate
How we work
Five stages, and you see working software in every one
01
Discover
We map the business process, the constraints and the failure cases before proposing anything.
02
Architect
Data model, service boundaries, integrations and the non-functional targets, written down.
03
Design
Flows, then interface, then a clickable prototype tested with real users.
04
Build
Two-week increments, demoed live, deployed behind flags to a staging environment you can open.
05
Scale
Load testing, monitoring, runbooks and a support window while your team takes ownership.
0Projects delivered
0Specialists on staff
0Client retention
0Industries served
Selected work
Systems in production, not case-study theatre
Payments
High-volume payments and settlement platform
1.4Mtransactions / month
99.98%uptime
T+0reconciliation
Artificial intelligence
Document intelligence for a lending operation
92%fields auto-extracted
6 minaverage review time
4xfiles per analyst
WebXR
Browser-based product configurator
3.1xtime on page
+18%add-to-cart
0app installs needed
Stack
Chosen for the problem, not the CV
ReactNext.jsTypeScriptNodePythonGoPostgreSQLKubernetesAWSDocker
TensorFlowPyTorchLangChainUnityThree.jsWebXRSolidityKafkaRedisTerraform
Principles
Four rules we don't negotiate on
Validation before scale
The smallest version that proves the idea ships first. Infrastructure gets built for the load you have evidence of, not the load in the pitch deck.
Security is not a phase
Threat modelling starts at architecture. Secrets, permissions, audit trails and dependency scanning are part of the first commit, not a pre-launch scramble.
Ship, measure, iterate
Releases are small and frequent because small changes are easy to reverse. What we measure is agreed before the work starts, so "done" isn't a matter of opinion.
Partnership, not vendor work
We push back when a request will cost you more than it returns. You get the repository, the documentation and engineers who explain their decisions.
Testimonials
What the teams we build for say
They rebuilt our settlement engine while the old one was still running, and cut month-end close from four days to the same afternoon. The migration plan was written before a line of code.
We came in expecting an AI demo and got a system our credit team actually uses every day. They were honest about what the model could not do, which is rarer than it should be.
Our auditors asked for evidence we could not have produced before this build. Emtech had already instrumented it. Two weeks of preparation turned into two days.
Network
The people we bring with us
No single firm covers every rail, licence and jurisdiction. Ours is a working network of specialists we've delivered with before — so when a project needs one, it isn't a cold introduction.
- 01Startup network
Early-stage teams we advise on architecture and technical hiring, several now shipping at scale.
- 02Strategic partnerships
Processors, identity providers, cloud vendors and licensed institutions we integrate with regularly.
- 03Industry experience
Twelve sectors, with the deepest work in financial services, health, logistics and education.
FAQ
Questions we get before the first call
Three ways. A fixed-scope project when the requirements are settled; a dedicated team retained monthly when the roadmap will move; or a short discovery and architecture engagement that ends in a specification you own and can take anywhere.
Discovery runs two to three weeks. A focused first release is usually eight to fourteen weeks after that. Regulated platforms with core-banking or processor integrations run longer, because certification and settlement testing sit outside our control.
Fixed price for fixed scope, monthly for dedicated teams. Either way you get a written breakdown of what's included before signing, and any change that affects cost is quoted and approved before work starts on it.
You do. Code, designs and documentation transfer to you on final payment, in your repositories from day one. We keep no licence over your product and reuse nothing client-specific.
Every build includes a warranty window covering defects. Beyond that, support is a separate agreement with defined response times — or a structured handover with documentation, runbooks and paired sessions if your team is taking it on.
Yes. We work inside your environment and access controls, keep cardholder data out of scope by design, and build the logging and reporting that PCI-DSS, SOC 2, NDPR and CBN reviews ask for. Where a licensed entity has to hold the data, we architect around that boundary rather than through it.
Contact
Tell us what you're building
- Emailbuild@emtech.co
- Phone+234 800 000 0000
- OfficePlot 14, Cadastral Zone, Abuja, Nigeria
- Response timeOne business day, from an engineer