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Fintech

Consumer wallet and merchant acceptance network

Stored-value wallet, QR acceptance for merchants, and a settlement layer integrated with local banking partners.

Retail and payments startupClient
2024Year
View disciplinePrimary service
850Kregistered wallets
22Kmerchant locations
<2spayment confirmation

Challenge

Launch needed to move fast without cutting corners on KYC, ledger accuracy or partner bank certification.

Solution

Wallet core with tiered KYC, merchant SDK, settlement batches and a compliance dashboard built for NDPR and partner audit requests.

Results

  • Reached 850K wallets in the first year of general availability
  • Payment confirmation under two seconds at p95
  • Passed partner bank technical certification on first submission

Stack

KotlinSwiftGoPostgreSQLRedisAWS

More work

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